<?xml version="1.0" encoding="UTF-8"?>
                                <rss
                                    xmlns:content="http://purl.org/rss/1.0/modules/content/"
                                    xmlns:wfw="http://wellformedweb.org/CommentAPI/"
                                    xmlns:dc="http://purl.org/dc/elements/1.1/"
                                    xmlns:atom="http://www.w3.org/2005/Atom"
                                    xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
                                    xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
                                    xmlns:media="http://search.yahoo.com/mrss/"
                                    version="2.0"
                                >
                                    <channel>
                                        <title>Bayaran Balik | MalaysiaNow</title>
                                        <link>https://www.malaysianow.com/my</link>
                                        <description>News, views and insights into Malaysian current affairs.</description>
                                        <lastBuildDate>Thu, 02 Jan 2025 03:58:00 GMT</lastBuildDate>
                                        <language>ms-MY</language>
                                        <sy:updatePeriod>hourly</sy:updatePeriod>
                                        <sy:updateFrequency>1</sy:updateFrequency>
                                        <generator>MalaysiaNow RSS</generator>
                                        <image>
                                            <title>Bayaran Balik | MalaysiaNow</title>
                                            <url>https://www.malaysianow.com/logo.svg</url>
                                            <link>https://www.malaysianow.com/my</link>
                                        </image>
                                        <copyright>Copyright © 2022 MNow Media Sdn Bhd. All rights reserved.</copyright>
                                        <atom:link href="https://www.malaysianow.com/my/tag/bayaran-balik/feed" rel="self" type="application/rss+xml" />
                                        
                            <item>
                                <title><![CDATA[ Kejutan tahun baharu untuk ribuan peminjam selepas PTPTN ugut tindakan mahkamah jika tidak segera bayar balik ]]></title>
                                <link>https://www.malaysianow.com/my/news/2025/01/02/kejutan-tahun-baharu-untuk-ribuan-peminjam-selepas-ptptn-ugut-tindakan-mahkamah-jika-tidak-segera-bayar-balik</link>
                                <guid>https://www.malaysianow.com/my/news/2025/01/02/kejutan-tahun-baharu-untuk-ribuan-peminjam-selepas-ptptn-ugut-tindakan-mahkamah-jika-tidak-segera-bayar-balik</guid>
                                <dc:creator><![CDATA[ MalaysiaNow ]]></dc:creator>
                                <pubDate>Thu, 02 Jan 2025 03:58:00 GMT</pubDate>
                                <description><![CDATA[ Peminjam yang menerima notis termasuk mereka yang tidak mempunyai pendapatan tetap dan telah tamat pengajian lebih dua dekad lalu. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category><category domain="https://www.malaysianow.com/my/section/highlight"><![CDATA[ Highlight ]]></category><category domain="https://www.malaysianow.com/my/section/lead-story"><![CDATA[ Lead Story ]]></category>
                                <enclosure url="https://cdn.malaysianow.com/uploads/images/media/2025/01/02/94b14631-164a-4544-8ce7-9486eb4f318d.jpg" length="177936" type="image/jpeg" />
                                <media:content url="https://cdn.malaysianow.com/uploads/images/media/2025/01/02/94b14631-164a-4544-8ce7-9486eb4f318d.jpg" width="2048" height="1151" medium="image" type="image/jpeg" />
                            </item>
                        
                            <item>
                                <title><![CDATA[ Rebut insentif diskaun bayaran balik PTPTN hingga 31 Mei ]]></title>
                                <link>https://www.malaysianow.com/my/news/2023/05/26/rebut-insentif-diskaun-bayaran-balik-ptptn-hingga-31-mei</link>
                                <guid>https://www.malaysianow.com/my/news/2023/05/26/rebut-insentif-diskaun-bayaran-balik-ptptn-hingga-31-mei</guid>
                                <dc:creator><![CDATA[ Bernama ]]></dc:creator>
                                <pubDate>Fri, 26 May 2023 10:59:00 GMT</pubDate>
                                <description><![CDATA[ PTPTN menyediakan pelbagai saluran bagi memudahkan peminjam membuat bayaran balik termasuk secara dalam talian iaitu melalui aplikasi myPTPTN dan perbankan Internet. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category>
                                <enclosure url="https://cdn.malaysianow.com/uploads/images/media/2023/04/06/e3b59d18-89a1-4fe1-8bea-d3f2f9f8ac56.jpg" length="62939" type="image/jpeg" />
                                <media:content url="https://cdn.malaysianow.com/uploads/images/media/2023/04/06/e3b59d18-89a1-4fe1-8bea-d3f2f9f8ac56.jpg" width="1280" height="853" medium="image" type="image/jpeg" />
                            </item>
                        
                            <item>
                                <title><![CDATA[ Penumpang AirAsia dari Switzerland kecewa apabila dipaksa terima kredit ]]></title>
                                <link>https://www.malaysianow.com/my/news/2022/07/21/penumpang-airasia-dari-switzerland-kecewa-apabila-dipaksa-terima-kredit</link>
                                <guid>https://www.malaysianow.com/my/news/2022/07/21/penumpang-airasia-dari-switzerland-kecewa-apabila-dipaksa-terima-kredit</guid>
                                <dc:creator><![CDATA[ Azzman Abdul Jamal ]]></dc:creator>
                                <pubDate>Thu, 21 Jul 2022 05:15:00 GMT</pubDate>
                                <description><![CDATA[ Jurutera awam Uwe Guenther berkata jumlah kredit yang diberikan kepadanya juga tidak menyamai bayaran tiket yang dibelinya. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category><category domain="https://www.malaysianow.com/my/section/highlight"><![CDATA[ Highlight ]]></category><category domain="https://www.malaysianow.com/my/section/lead-story"><![CDATA[ Lead Story ]]></category>
                                <enclosure url="https://media.malaysianow.com/wp-content/uploads/2022/02/28074512/AirAsia_Mnow_301220.jpg" length="281338" type="image/jpeg" />
                                <media:content url="https://media.malaysianow.com/wp-content/uploads/2022/02/28074512/AirAsia_Mnow_301220.jpg" width="1280" height="853" medium="image" type="image/jpeg" />
                            </item>
                        
                            <item>
                                <title><![CDATA[ Penumpang AirAsia X masih tunggu bayaran balik berjumlah hampir RM20,000 ]]></title>
                                <link>https://www.malaysianow.com/my/news/2022/07/13/penumpang-airasia-x-masih-tunggu-bayaran-balik-berjumlah-hampir-rm20000</link>
                                <guid>https://www.malaysianow.com/my/news/2022/07/13/penumpang-airasia-x-masih-tunggu-bayaran-balik-berjumlah-hampir-rm20000</guid>
                                <dc:creator><![CDATA[ Azzman Abdul Jamal ]]></dc:creator>
                                <pubDate>Wed, 13 Jul 2022 02:17:00 GMT</pubDate>
                                <description><![CDATA[ Tan Wan Kiong berkata proses bayaran balik itu perlu dilakukan dan tidak sepatutunya dijejaskan oleh penstrukturan semula hutang syarikat penerbangan itu. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category><category domain="https://www.malaysianow.com/my/section/highlight"><![CDATA[ Highlight ]]></category>
                                <enclosure url="https://cdn.malaysianow.com/uploads/images/media/2022/07/13/3f0ec903-3400-4941-956e-e8c5f1ba8694.jpg" length="82291" type="image/jpeg" />
                                <media:content url="https://cdn.malaysianow.com/uploads/images/media/2022/07/13/3f0ec903-3400-4941-956e-e8c5f1ba8694.jpg" width="1024" height="682" medium="image" type="image/jpeg" />
                            </item>
                        
                            <item>
                                <title><![CDATA[ Lagi penumpang AirAsia X tampil tuntut bayaran balik ]]></title>
                                <link>https://www.malaysianow.com/my/news/2022/07/03/lagi-penumpang-airasia-x-tampil-tuntut-bayaran-balik</link>
                                <guid>https://www.malaysianow.com/my/news/2022/07/03/lagi-penumpang-airasia-x-tampil-tuntut-bayaran-balik</guid>
                                <dc:creator><![CDATA[ Azzman Abdul Jamal ]]></dc:creator>
                                <pubDate>Sun, 03 Jul 2022 04:00:22 GMT</pubDate>
                                <description><![CDATA[ Lui Thiam Fah berkata, dia tidak menerima sebarang bentuk bayaran balik bagi 11 tiket penerbangan yang dibelinya pada tempoh antara 7 Jun hingga 14 Oktober, 2020. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category><category domain="https://www.malaysianow.com/my/section/highlight"><![CDATA[ Highlight ]]></category><category domain="https://www.malaysianow.com/my/section/lead-story"><![CDATA[ Lead Story ]]></category>
                                <enclosure url="https://media.malaysianow.com/wp-content/uploads/2022/07/02091042/FrancisLui-MNow-280622-8.jpg" length="59503" type="image/jpeg" />
                                <media:content url="https://media.malaysianow.com/wp-content/uploads/2022/07/02091042/FrancisLui-MNow-280622-8.jpg" width="1280" height="853" medium="image" type="image/jpeg" />
                            </item>
                        
                            <item>
                                <title><![CDATA[ Penumpang AirAsia mahu tunai, bukan bayaran kredit, baucar ]]></title>
                                <link>https://www.malaysianow.com/my/news/2022/06/23/penumpang-airasia-mahu-tunai-bukan-bayaran-kredit-baucar</link>
                                <guid>https://www.malaysianow.com/my/news/2022/06/23/penumpang-airasia-mahu-tunai-bukan-bayaran-kredit-baucar</guid>
                                <dc:creator><![CDATA[ Azzman Abdul Jamal ]]></dc:creator>
                                <pubDate>Thu, 23 Jun 2022 01:47:25 GMT</pubDate>
                                <description><![CDATA[ Sebahagian penumpang mempunyai alasan khusus menggesa bayaran balik secara tunai sementara ada yang masih belum menerima sebarang bentuk pembayaran. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category><category domain="https://www.malaysianow.com/my/section/highlight"><![CDATA[ Highlight ]]></category><category domain="https://www.malaysianow.com/my/section/lead-story"><![CDATA[ Lead Story ]]></category>
                                <enclosure url="https://media.malaysianow.com/wp-content/uploads/2022/06/23094604/KLIA2_Mnow_061221.jpeg" length="270028" type="image/jpeg" />
                                <media:content url="https://media.malaysianow.com/wp-content/uploads/2022/06/23094604/KLIA2_Mnow_061221.jpeg" width="1280" height="852" medium="image" type="image/jpeg" />
                            </item>
                        
                            <item>
                                <title><![CDATA[ AirAsia jamin akan selesaikan bayaran balik tiket penumpang ]]></title>
                                <link>https://www.malaysianow.com/my/news/2022/06/10/airasia-jamin-akan-selesaikan-bayaran-balik-tiket-penumpang</link>
                                <guid>https://www.malaysianow.com/my/news/2022/06/10/airasia-jamin-akan-selesaikan-bayaran-balik-tiket-penumpang</guid>
                                <dc:creator><![CDATA[ Bernama ]]></dc:creator>
                                <pubDate>Fri, 10 Jun 2022 06:19:53 GMT</pubDate>
                                <description><![CDATA[ CEO Capital A Tony Fernandes berkata syarikat penerbangan itu telah membuat bayaran balik kepada hampir semua pelanggan yang terjejas melalui akaun kredit. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category>
                                <enclosure url="https://media.malaysianow.com/wp-content/uploads/2022/02/28074512/AirAsia_Mnow_301220.jpg" length="281338" type="image/jpeg" />
                                <media:content url="https://media.malaysianow.com/wp-content/uploads/2022/02/28074512/AirAsia_Mnow_301220.jpg" width="1280" height="853" medium="image" type="image/jpeg" />
                            </item>
                        
                            <item>
                                <title><![CDATA[ Penumpang AirAsia rancang adakan protes, tolak bayaran balik dalam bentuk baucar, kredit ]]></title>
                                <link>https://www.malaysianow.com/my/news/2022/06/08/penumpang-airasia-rancang-adakan-protes-tolak-bayaran-balik-dalam-bentuk-baucar-kredit</link>
                                <guid>https://www.malaysianow.com/my/news/2022/06/08/penumpang-airasia-rancang-adakan-protes-tolak-bayaran-balik-dalam-bentuk-baucar-kredit</guid>
                                <dc:creator><![CDATA[ Azzman Abdul Jamal ]]></dc:creator>
                                <pubDate>Wed, 08 Jun 2022 00:00:02 GMT</pubDate>
                                <description><![CDATA[ Mereka berkata kredit dan baucar yang ditawarkan tidak boleh diguna pakai kerana tiada perkhidmatan AirAsia X di lokasi mereka. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category><category domain="https://www.malaysianow.com/my/section/highlight"><![CDATA[ Highlight ]]></category><category domain="https://www.malaysianow.com/my/section/lead-story"><![CDATA[ Lead Story ]]></category>
                                <enclosure url="https://media.malaysianow.com/wp-content/uploads/2022/03/05120226/AirAsia4_MNow_100222.jpg" length="224883" type="image/jpeg" />
                                <media:content url="https://media.malaysianow.com/wp-content/uploads/2022/03/05120226/AirAsia4_MNow_100222.jpg" width="1279" height="853" medium="image" type="image/jpeg" />
                            </item>
                        
                            <item>
                                <title><![CDATA[ Penumpang antarabangsa dapat bayaran tiket selepas spam akaun media sosial AirAsia ]]></title>
                                <link>https://www.malaysianow.com/my/news/2022/05/18/penumpang-antarabangsa-dapat-bayaran-tiket-selepas-spam-akaun-media-sosial-airasia</link>
                                <guid>https://www.malaysianow.com/my/news/2022/05/18/penumpang-antarabangsa-dapat-bayaran-tiket-selepas-spam-akaun-media-sosial-airasia</guid>
                                <dc:creator><![CDATA[ Azzman Abdul Jamal ]]></dc:creator>
                                <pubDate>Wed, 18 May 2022 03:00:22 GMT</pubDate>
                                <description><![CDATA[ Walaupun gembira menerima wang mereka semula, namun mereka menyatakan kekecewaan terhadap perkhidmatan pelanggan syarikat penerbangan tambang murah itu. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category><category domain="https://www.malaysianow.com/my/section/highlight"><![CDATA[ Highlight ]]></category><category domain="https://www.malaysianow.com/my/section/lead-story"><![CDATA[ Lead Story ]]></category>
                                <enclosure url="https://media.malaysianow.com/wp-content/uploads/2022/05/06111828/Airasia2_Mnow_61020.jpg" length="280522" type="image/jpeg" />
                                <media:content url="https://media.malaysianow.com/wp-content/uploads/2022/05/06111828/Airasia2_Mnow_61020.jpg" width="1280" height="853" medium="image" type="image/jpeg" />
                            </item>
                        
                            <item>
                                <title><![CDATA[ Terjejas pandemik, penumpang rayu AirAsia bayar wang tiket dibatalkan ]]></title>
                                <link>https://www.malaysianow.com/my/news/2022/05/06/terjejas-pandemik-penumpang-rayu-airasia-bayar-wang-tiket-dibatalkan</link>
                                <guid>https://www.malaysianow.com/my/news/2022/05/06/terjejas-pandemik-penumpang-rayu-airasia-bayar-wang-tiket-dibatalkan</guid>
                                <dc:creator><![CDATA[ Azzman Abdul Jamal ]]></dc:creator>
                                <pubDate>Fri, 06 May 2022 03:21:53 GMT</pubDate>
                                <description><![CDATA[ Mereka menggesa syarikat penerbangan tambang murah itu mempertimbangkan kesukaran yang mereka hadapi dan membayar semula harga tiket penerbangan, sementara yang lain berkata mereka bersedia memboikot syarikat itu. ]]></description>
                                false
                                <category domain="https://www.malaysianow.com/my/section/news"><![CDATA[ News ]]></category><category domain="https://www.malaysianow.com/my/section/highlight"><![CDATA[ Highlight ]]></category><category domain="https://www.malaysianow.com/my/section/lead-story"><![CDATA[ Lead Story ]]></category>
                                <enclosure url="https://media.malaysianow.com/wp-content/uploads/2022/05/06111828/Airasia2_Mnow_61020.jpg" length="280522" type="image/jpeg" />
                                <media:content url="https://media.malaysianow.com/wp-content/uploads/2022/05/06111828/Airasia2_Mnow_61020.jpg" width="1280" height="853" medium="image" type="image/jpeg" />
                            </item>
                        
                                    </channel>
                                </rss>
                                